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Selecting the Right Coverage for Your Belongings When Moving

Denver moving company

If you are preparing to make a move, the anxiety that sets in over someone else overseeing your belongings is genuine. Everything in your household will be packed up and loaded onto a moving truck for transport. During this time, you will likely wonder how your items are being handled or treated in your absence if accidents happen and how to deal with the possibility of damage. 

Providing yourself with a safety net in case of human error or accidents is essential to defending your household goods. When you book your relocation process with a professional Broomfield moving company, you are in the hands of a crew with extensive experience and some serious skills. While having a team of moving experts on your side throughout the relocation procedures will provide peace of mind, you must prepare for the unexpected, and to do that, you need to understand your coverage options thoroughly.

Basic or Release Value Protection

All moving companies adhere to the rules of the road and regulations set forth by the Federal Motor Carrier Safety Administration and, of course, the Department of Transportation – in short, the DOT and FMCSA. Licensed movers must carry insurance and provide their customers with moving coverage options. The most basic plan available will include the cost of your move-release value protection. This will cover 60 cents per pound per article. Generally, this is not much in the grand scheme of things, and adding to that is a wise choice.

Full Value Coverage Options

Fall value protection is a step up from release value, but it takes some additional cash on your part. You just need to evaluate whether this is worth the investment. This will cover the replacement value of the damaged items or the replacement of lost items. It has a maximum limit of $100.00 per pound, so if you have items of extraordinary value, you may want to consider insuring those individually or purchasing additional coverage.

Additional Moving Insurance Options

Checking in with your personal homeowners or renters’ insurance representative can give you an added perspective on what they can offer regarding moving insurance and if your items are covered under your current policy. However, this is not the case for every insurance company, and there may be stipulations to the coverage, so be sure to ask questions about everything and read the fine print! Your stuff is more than just things; there are feelings and memories attached to everything. The last option for coverage is third-party insurance companies; you will likely have to research these businesses before reaching out, but you can customize your coverage options and ensure things one thing at a time, choosing how much or how little you want to impose. 

When working with licensed relocation experts, you won’t have to worry about the safety of your household goods because reliable movers will always take extra precautions to protect your items and your property. The Denver Moving Company is committed to providing excellent moving services, premium packing, storage solutions, and moving coverage options! When you have Broomfield movers this good, fretting over insurance doesn’t feel so big. If you are preparing for an upcoming move, carefully evaluate all your moving insurance options before making a final decision. Be sure to book with local movers who have your back!

In partnership with Mile High Mamas

Mile High Mamas
Author: Mile High Mamas

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